BECKLEY – Two lawsuits have been filed against John Howerton Honda after they claim it misrepresented their incomes and defrauded them.
H&P Inc. is doing business as John Howerton Honda.
Santander Consumer USA was also named as a defendant in the suits.
The two complaints were filed July 21 in Raleigh Circuit Court.
On July 21, 2015, Michelle Grim visited Howerton after receiving a sales solicitation by mail and, after selecting a 2014 Nissan Altima for purchase, the salesman then sat Grim down and gathered information, including her social security number, monthly income and employer information, according to the suit.
Grim claimed she could not afford more than a $300 per month car payment, as she only earned $1,200 per month. In response, the salesman advised that he was uncertain what her monthly payment would be, however, it would only be an introductory payment and could be refinanced within a few months.
The defendants’ agent misrepresented that Grim’s income was $3,183 per month and that was unknown to her until she received a copy of her credit application shortly before filing her lawsuit, according to her suit.
Grim claimed despite her assertions, she was presented with paperwork to initial and sign to close the deal without providing her with a monthly payment.
In reality, the vehicle Grim had purchased was financed at 19.45 percent interest for 72 months and she made 17 payments, but after that, she fell behind and is currently three months in arrears, according to her suit.
On July 22, 2015, Erica Green visited John Howerton to look at vehicles and, after selecting a 2007 Pontiac G5, she provided her information to purchase the vehicle, according to her suit.
Green claims John Howerton misrepresented her income and arranged an unfair, high-interest loan to a person who could not afford vehicle purchases.
The defendants’ actions caused Grim and Green to suffer annoyance, aggravation, inconvenience, embarrassment and loss of self-esteem, according to the suits.
The plaintiffs are seeking compensatory and punitive damages. They are being represented by Paul W. Roop II of Roop Law Offices.
Raleigh Circuit Court case numbers: 17-C-414, 17-C-415