Man says credit union violated consumer protection act

By Kyla Asbury | Apr 5, 2013

WINFIELD - A man is suing Langley Federal Credit Union for violating the West Virginia Consumer Credit and Protection Act and causing him emotional distress.

Timothy Williams retained counsel to represent him regarding consumer indebtedness and informed the defendant of his counsel's contact information, according to a complaint filed March 11 in Putnam Circuit Court.

Williams claims despite this information, the defendant continued to attempt to collect the debt from him, which violated the West Virginia Consumer Credit and Protection Act.

The defendant engaged in unreasonable or oppressive or abusive conduct toward Williams in connection with the attempt to college a debt, according to the suit.

Williams claims the defendant used unfair or unconscionable means to collect a debt from him, in violation of West Virginia code.

As a result of the defendant's actions, Williams has been annoyed, inconvenienced, harassed, bothered, upset, angered, harangued and otherwise caused indignation and distress, according to the suit.

Williams is seeking compensatory and punitive damages. He is being represented by Benjamin Sheridan of Klein and Sheridan LC.

Putnam Circuit Court case number: 13-C-69

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