Woman says companies violated debt collection law

By Philip Gonzales | Jul 15, 2016

PRINCETON — A woman has filed a class-action lawsuit against Yachtmans Resort IOA and Continental Central Credit Inc., a timeshare company and debt collector, citing alleged unlawful collection practices.

Audrey Ellison filed a complaint on on June 24 in Mercer Circuit Court against the defendants, alleging that they violated the West Virginia Consumer Credit and Protection Act.

According to the complaint, the plaintiff alleges that, on July 28, 2015, after her husband died and she fell into arrears on money owed for a timeshere, she received a collection letter informing her that she allegedly owed $2,221.03, with a collection fee of $630.36 included. As a result of the defendants' actions, she has been harassed, bothered, annoyed and was caused indignation and distress, she claims. The plaintiff holds Yachtmans Resort IOA and Continental Central Credit Inc. responsible because the defendants allegedly added the collection fee and threatened to add daily accrual interest to the principal amount, and engaged in unreasonable or oppressive or abusive conduct in an attempt to collect a debt.

The plaintiff requests a trial by jury and seeks compensation for all damages, attorneys' fees, costs and all other relief as the court deems just and proper. She is represented by Ralph C. Young, Christopher B. Frost, Steven R. Broadwater and Jed R. Nolan of Hamilton, Burgess, Young & Pollard PLLC in Fayetteville.

Mercer Circuit Court Case number 16-C-212-WS

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