WHEELING – An Ohio County man alleges that a bank failed to provide him proper notice and apply payments on an auto loan.

William P. Midcap filed a complaint on July 3 in the Ohio Circuit Court against JPMorgan Chase Bank NA alleging breach of contract, failure to apply payments and other counts.

According to the complaint, the plaintiff alleges that on Nov. 6, 2014, he co-purchased a motor vehicle with Paula Ring, who filed for bankruptcy protection but designated vehicle as exempt property. The suit states that in October 2016, Ring obtained a discharge of bankruptcy and the plaintiff informed the defendant that he would like to resume payment through direct debit.

However, the he alleges the defendant failed to resume payment arrangement, defaulted and accelerated the loan, and repossessed the vehicle. 

The plaintiff seeks judgment against defendant for damages, interest, attorney's fees and other relief the court may find just. He is represented by James G. Bordas Jr. and Jason E. Causey of Bordas & Bordas PLLC in Wheeling.

Ohio Circuit Court case number 17-C-197

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