NEW CUMBERLAND – A Hancock County couple is accusing the broker and lender of their loans of predatory lending practices.
Jonathan Chomor and Terra Chomor filed a complaint on July 3 in the Hancock Circuit Court against Allied Home Mortgage Capital Corp. alleging unconscionable inducement, unconscionable terms, common law fraud and other counts.
According to the complaint, the plaintiffs allege that the defendant failed to comply with standard application, approval, underwriting and appraisal processes. They allege their loan has excessive closing costs and fees and that the defendant secured an inflated appraisal that exceeded the true amount of their property.
The plaintiffs seek civil penalty, voiding or cancellation of the mortgage loan, restitution of all loan payments, actual and compensatory damages, punitive damages, attorneys' fees and costs, pre- and post-judgment interest and all other appropriate relief. They are represented by James G. Bordas Jr. and Jason E. Causey of Bordas & Bordas PLLC in Wheeling. The case has been assigned to Circuit Judge Ronald E. Wilson.
Hancock Circuit Court case number 17-C-89W