BECKLEY — A Raleigh County woman says Mills Automotive group falsified information in transaction documents when she purchased a car.
Destiny F. Underwood purchased a 2016 Ford Explorer on April 25 and claims when the first payment on the vehicle was due, she discovered the financing had fallen through and she was asked to return to the dealership, according to a complaint filed in U.S. District Court for the Southern District of West Virginia.
The new financing drastically changed, increasing her financing charges by more than $7,000 and her monthly payment by nearly $70 per month. The dealership also failed to pay off the loan on the vehicle she had traded in, putting her in default for the vehicle.
By July, the vehicle had been returned and Underwood's previous vehicle was returned to her. She claims the defendant violated the Truth in Lending Act, committed fraud and conversion and violated the West Virginia Consumer Credit and Protection Act, according to the suit.
Underwood is seeking compensatory and punitive damages. She is represented by Michael C. Litman of Litman PLLC.
U.S. District Court for the Southern District of West Virginia at Beckley case number: 5:20-cv-00863
