Couple says woman gave false info after wreck to avoid paying

CHARLES TOWN - A Jefferson County couple has filed a suit against a Harpers Ferry woman and her insurance company.

Jerald and Lauren Chaffee filed a suit Feb. 12 in Jefferson Circuit Court, against Amy Lynn Lytton and Geico General Insurance Company. The suit claims Lytton caused a wreck Feb. 14, 2005 and has provided incorrect information in order to avoid paying for her actions.

The suit says the Chaffees were seriously injured and have already incurred $10,000 in medical expenses and expect to incur $20,000 more.

The Chaffees repeatedly have sought documents from Geico, who provides their insurance policy. However, the suit says the company has repeatedly refused to provide the Chaffees with adequate information to determine coverage without litigation.

Because of Geico's conduct, the Chaffees have been required to litigate coverage issues and are entitled to recover some of the money they have had to spend.

They seek judgment determining their motor coverage with Geico, compensatory damages and court costs.

Jefferson Circuit Court case number 07-C-54