Harrison couple sue Quicken Loans

CLARKSBURG - A Harrison County couple are suing over claims that they fell victim to predatory lending practices.

Chris and Sheila Litten filed a lawsuit on July 23 in the Circuit Court of Harrison County against Quicken Loans Inc. and a John Doe Holder.

The Littens say they built their home in 2000 and did not take out a loan at the time and in 2006, they took out a loan to pay off some debts.

In April 2007, Quicken Loans began calling to solicit refinancing of the 2006 loan, promising a 4.75 percent interest rate and principal and interest payment of $575 a month, the suit claims.

After closing the refinancing with Quicken, the Littens were allegedly not given documentation. They later learned that the $575 payment was for interest only for ten years after which payments raised to $794 and the interest rate was significantly higher than promised at 6.5 percent, according to the brief.

The Littens are seeking to void the loan, as well as claims of fraud and unconscionable contract. They are seeking an undisclosed amount of damages.

They are being represented by Clarksburg attorney Colten Fleu of Mountain State Justice Inc.

Circuit Court of Harrison County Case No. 13-C-319-1