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Three consumers allege predatory lending practices

WEST VIRGINIA RECORD

Sunday, December 22, 2024

Three consumers allege predatory lending practices

Law money 03

NEW CUMBERLAND — Three consumers are suing Countrywide Home Loans Inc., D. J. Harda Corp., Douglas J. Harda, Bank of America NA and Sterus Inc., citing alleged loan servicing abuse.

William Steve Javage, Neva Javage and Neal Lewis filed a complaint on July 5 in Hancock Circuit Court against the defendants, alleging that they induced unconscionable conduct.

According to the complaint, the plaintiffs allege that the Javages suffered economic loss, annoyance, inconvenience, stress, worry and fear of losing their home, and Lewis allegedly suffered economic loss, inconvenience and stress for being made a borrower instead of a co-signer. The plaintiffs hold the defendants responsible because they allegedly engaged in a pattern of predatory lending practices in order to transfer homes from borrowers to lenders.

The plaintiffs request a trial by jury and seek reformation of the contract, compensatory damages, attorneys' fees and costs and such other relief as the court deems equitable and just. They are represented by Lydia C. Milnes and Jennifer S. Wagner of Mountain State Justice Inc. in Clarksburg.

Hancock Circuit Court Case number 16-C-94

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