WHEELING — A couple's lawsuit against Citimortgage Inc., a mortgage loan provider, alleges breach of contract and unlawful imposition of illegal fees.
Erin Wilson and Scott Wilson filed a complaint on Aug. 8 in Ohio Circuit Court against Citimortgage Inc. alleging that the mortgage loan provider engaged in unfair and unconscionable debt collection practices.
According to the complaint, the plaintiffs allege that in 2006, they purchased a home with a loan from the defendant in an amount of $33,600, with a monthly payment of $209.62. In December 2015, they declined the defendant's offer to add an escrow account because it would increase their monthly payments, they say. In January 2016, they were advised by the defendant that their monthly payment was more than doubled to $449.88, effective Feb. 1, 2016, and had a shortage of $1,431.04, they allege. The plaintiffs holds Citimortgage Inc. responsible because the defendant allegedly doubled their mortgage payments on their fixed rate loan, refused to cancel the escrow account unless they made a lump-sum payment of $1,200 and refused to correct the account and/or explain the increased payment.
The plaintiffs request a trial by jury and seek maximum civil penalties of $2,000 for each violation, actual damages, attorney fees and costs and such other relief as the court deems just and equitable. They are represented by Jennifer S. Wagner of Mountain State Justice Inc. in Clarksburg.
Ohio Circuit Court Case number 16-c-247