West Virginia Record

Friday, February 28, 2020

Class members claim Zealandia Capital used coercive debt collection practices

By Jenie Mallari-Torres | Jun 8, 2018

Late 05

PRINCETON — A West Virginia resident has filed a class-action lawsuit against debt collector Zealandia Capital Inc., citing alleged violations of the West Virginia Consumer Credit and Protection Act.

Lead plaintiff James Williams filed a complaint May 2 in Mercer Circuit Court, alleging the defendant was abusive, deceptive and unfair in its debt collection practices.

According to the complaint, Williams and the other class members were annoyed, inconvenienced, harassed and caused indignation and distress on April 12, 2017 as a result of the unlawful conduct of the defendant in an attempt to collect debts by threat or coercion. 

The plaintiff said Zealandia Capital allegedly placed calls to the class members with the intent of annoying, abusing, oppressing or harassing them and sent the plaintiffs fraudulent and misleading collection letters in an attempt to collect debt.

The plaintiffs request a trial by jury and seek judgment against the defendant for actual and statutory damages, costs of litigation, attorney's fees, court costs and other relief as the court deems proper. They are represented by Ralph C. Young, Christopher B. Frost and Steven R. Broadwater Jr. of Hamilton, Burgess, Young & Pollard PLLC in Fayetteville.

Mercer Circuit Court case number 18-C-127

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Mercer Circuit Court