CHARLESTON – A Kanawha County consumer alleges he was persuaded to buy additional products when he purchased a vehicle believing they would improve his financing when the products were optional.
Clyde Cummings filed a complaint on behalf of himself and others similarly situated in Kanawha Circuit Court against Bert Wolfe Inc., Allstate Insurance Co. and Ford Motor Credit Co. LLC alleging violation of the West Virginia Consumer Credit and Protection Act and other counts.
According to the complaint, on Oct. 17, 2016, Cummings purchased a new 2015 Ford F150 vehicle from Bert Wolfe with the promise that he would get zero percent financing instead of 4.9 percent if he purchased extra products through Ford Motor Credit and Allstate.
He alleges that these products were optional and did not require purchase to offer a lower interest rate or approve a consumer or financing.
The plaintiff holds Bert Wolfe Inc., Allstate Insurance Co. and Ford Motor Credit Co. LLC responsible because the defendants allegedly represented that goods or services have characteristics or qualities they did not have.
The plaintiff requests a trial by jury and seek judgment against the defendants for violation of the WVCCPA; compensatory damages; consequential and incidental damages; actual damages; punitive damages; attorney's fees; interest; and general relief as the court may deem appropriate. He is represented by David L. Grubb of The Grubb Law Group in Charleston.
Kanawha Circuit Court case number 18-C-1296