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WEST VIRGINIA RECORD

Thursday, March 28, 2024

Consumer accuses Branch Banking and Trust of abusive debt collection regarding mortgage

Lawsuits
Late 04

KEYSER – An 85-year-old Ridgely man is suing a mortgage handler over allegations of abusive debt collection.

Bernard D. Snell filed a complaint in Mineral Circuit Court against Branch Banking and Trust Co. alleging illegal debt collection.

The suit states that the plaintiff financed a loan for the balance of $85,000 in 1999, which was secured by his home on Harley Davidson Road. The suit states the defendant refinanced the plaintiff into a home equity agreement with a credit limit of $75,000 in 2013 after the passing of his wife, which paid off his loan. 

The plaintiff alleges the defendant has repeatedly misrepresented the amounts owed to it but has failed to supply the plaintiff with information regarding the loan despite his requests. The plaintiff is filing the suit as a defense to the foreclosure action the defendant has filed, the suit states.

The plaintiff is seeking all reasonable sums due, attorney fees and court costs. The plaintiff is represented by Michael Nissim-Sabat of Mountain State Justice Inc. in Morgantown.

Mineral Circuit Court case number 19-C-23

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