West Virginia Record

Friday, January 17, 2020

Man accuses Gateway One of harassment, emotional distress over car loan in lawsuit

State Court

By Carrie Bradon | Sep 17, 2019


FAYETTEVILLE – A man said Gateway One Lending & Finance LLC called him repeatedly over a debt and repossessed his car without giving him notice.

In a lawsuit filed in Fayette Circuit Court, Randall Redden Sr. accuses the company of harassing him, inflicting emotional distress and violating several state laws in its pursuit of the debt he owed. 

Redden said the company called him or his wife at least times, ignoring twice his requests that it stop doing so, the lawsuit said. The suit states that the plaintiff received a loan from the defendant and when the plaintiff became in default on the loan he was subjected to calls and other attempts to collect the debt. The vehicle Redden purchased with the loan from Gateway One was repossessed in August without any Notice to Cure, the lawsuit said.

The defendant is accused of violation of the WV Consumer Credit and Protection Act, unfair and deceptive acts and violation of consumer's right to cure default, common law invasion of privacy and infliction of emotional distress.

The plaintiff is seeking all reasonable sums due, attorney fees and court costs. The plaintiff is represented by Steven R. Broadwater Jr. and Ruperto Y. Dumapit of Hamilton Burgess Young & Pollard PLLC in Fayetteville.

The case has been assigned to Judge Thomas Ewing.

Fayette Circuit Court case No. 19-C-111

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