West Virginia Record

Thursday, November 21, 2019

Woman sues Ramey Ford after car repossessed following loan agreement dispute

Lawsuits

By Carrie Bradon | Oct 21, 2019

Scalesofjustice

PRINCETON – A woman is suing a car dealership alleging that her car was taken when she refused to agree to an updated contract.

Katie Trump filed the complaint in Mercer Circuit Court against Ramey Ford Lincoln Princeton LLC.

Trump applied for financing on a vehicle with Ramey Ford in February 2019, making it clear to the dealership that she was self-employed, which employees of the dealership assured her was no problem, the lawsuit said. 

Weeks later, the dealership contacted her, saying it could not secure a loan for her because she was self-employed, despite assuring her otherwise and advertising otherwise, the lawsuit said. 

Ramey Ford said Trump would have to agree to a new contract that doubled her down payment and raised her loan rate by 3 percent, the lawsuit said. She refused. The dealership tried to persuade her to have her boyfriend co-sign the loan or take it on his name entirely, the lawsuit said, but she refused that, too.

Eventually, Ramey Ford had the vehicle repossessed without warning on May 29, 2019, taking not just the car but Trump's property inside, the lawsuit said.

Trump alleges breach of contract, fraud, misrepresentation and violation of the West Virginia Consumer Credit Protection Act. She seeks declaratory judgment ordering Ramey Ford to return her car and her possessions, abide by the original contract and pay all reasonable sums due, attorney fees and court costs. She is represented by Steven R. Broadwater Jr., of Hamilton Burgess Young & Pollard PLLC in Fayetteville.

Mercer Circuit Court Case number 19-C-195

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