WHEELING — An U.S. Army veteran and his wife are alleging illegal debt collection and practices by Ocwen Loan Servicing.
Jeffrey and Susan Ott, of Wyoming County, filed a complaint in U.S. District Court for the Southern District of West Virginia against Ocwen Loan Servicing, LLC alleging unfair debt collection and breach of contract.
The plaintiffs obtained a residential mortgage loan for $40,000 in March 2005, which was eventually transferred to Ocwen. The Otts claim that beginning in 2015 when they had less than five years left on the loan, that Ocwen began "force placing insurance policies" that were high cost and bad coverage, developed "erratic escrow requirements" and refused to credit payments "upon receipt." They also allege after modifying the loan, the application payments were "flipped" among other issues that caused them to go into "collection."
The Otts seek monetary relief, trial by jury and all other just relief. They are represented by James Bordas Jr. and Jason Causey of Bordas & Bordas PLLC in Wheeling.
U.S. District Court for the Southern District of West Virginia case number 5:19-CV-00670