MARTINSBURG — A woman is suing Equifax Information Services LLC, TransUnion LLC and General Motors Financial Company Inc., two consumer reporting agencies and a lessor, citing alleged violation of credit laws.

Ann Jenkins filed a complaint on Aug. 15 in U.S. District Court against the defendants, alleging they violated the Fair Credit Reporting Act and the West Virginia Code.

According to the complaint, the plaintiff alleges that her application for a mortgage loan to refinance her home has been turned down due to a claim of a late payment listed on her credit report. She was caused to suffer loss of credit, loss of the ability to purchase and benefit from credit, increased insurance rates, pain, anguish, humiliation and credit denials, she alleges. The plaintiff holds the defendants responsible for allegedly continuing to report that she was delinquent in payment on her vehicle lease and failure to investigate and reinvestigate.

The plaintiff requests a trial by jury and seeks statutory penalties for each violation of the FCRA, actual damages, punitive damages, attorney's fees and costs, pre- and post-judgment interest and such other relief as the court deems just and proper. She is represented by Aaron C. Amore of Amore Law PLLC in Charles Town.

U.S. District Court case number CV-00120-GMG

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