CHARLESTON – A Cross Lakes consumer alleges a debt collector engaged in a series of harassing and abusive collection techniques.

Karen Bowling filed a complaint July 3 in Kanawha Circuit Court against Pioneer Federal Credit Union alleging that the debt collector violated the West Virginia Credit Collection Practices Act.

According to the complaint, the plaintiff alleges that the defendant threatened to report and did report her account to credit rating agencies and damaged her credit score.

The plaintiff holds Pioneer Federal Credit Union responsible because the defendant allegedly threatened her and reported her account to a credit reporting agency and damaged her credit score and potential increased future borrowing costs.

The plaintiff requests a trial by jury and seeks compensatory, statutory and punitive damages; plus interest; costs; and attorney's fees and any further relief as the court deems appropriate. She is represented by Troy N. Giatras of The Giatras Law Firm PLLC in Charleston. The case has been assigned to Circuit Judge Carrie L. Webster.

Kanawha Circuit Court Case number 17-C-956

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