MARTINSBURG – A pet groomer is suing Travelers Casualty Insurance Company of America after she claims it failed to pay on a claim for fire damages.
Governor Insurance Agency was also named as a defendant in the suit.
Patricia Anne Miller, the plaintiff, is doing business as Posh Pets.
On Nov. 14, a fire of electrical origin occurred in Miller’s business and disrupted her business operations, according to a complaint filed Jan. 10 in Berkeley Circuit Court and removed to federal court on Feb. 15.
Miller reported the incident to Travelers and, following a perfunctory investigation, Travelers denied coverage for the loss on the assertion that the premises in which the fire occurred “is not a listed location on the policy,” according to the suit.
Miller claims that based upon the declarations and policy provided to her, she had a reasonable expectation of coverage for the premises upon which she conducted her business.
Miller is seeking the court to determine the rights and obligations and legal questions regarding the contract of insurance. She is represented by Dale Buck of the Law Office of Dale Buck.
Travelers is represented by Alicia D. Stewart of Niles Barton & Wilmer.
U.S. District Court for the Northern District of West Virginia case number: 3:18-cv-00025