CHARLESTON — A woman is suing a mortgage and lending company, citing alleged misrepresentations, unconscionable debt collection, tortious interference with contract, fraud and other counts.
Ashley N. Price filed a complaint in Kanawha Circuit Court against Union Home Mortgage Corp. alleging that it failed to provide proper notices and accurate information about the status of her account.
According to the complaint, Price alleges that in August 2016 she purchased her current home but was laid off from employment in 2017. Due to her change in income, she requested payment assistance from the defendant and that it consider her for a loan modification. The defendant agreed to defer her monthly mortgage payments. After obtaining a new job, she informed the defendant and was sent a packet of information to complete for processing her loan modification, which she promptly completed and returned. The defendant was not able to assist the plaintiff and she lost her home. Furthermore, the defendant did not provide a substantive response to her letter dated Oct. 14, 2018, requesting certain documents relating to her loan.
The plaintiff holds Union Home Mortgage Corp. responsible because it allegedly used fraudulent and misleading representations or means to collect or attempt to obtain the plaintiff's information including but not limited to misrepresenting the status of her account.
The plaintiff requests a trial by jury and seeks maximum civil penalties for each violation of the West Virginia Consumer Credit and Protection Act, actual damages, punitive damages, attorney's fees, cost of litigation and other relief the Court deems fair and proper. She is represented by Bren J. Pomponio of Mountain State Justice Inc in Charleston.
Kanawha Circuit Court Case number 18C1539