WHEELING — A husband and wife are suing three consumer reporting agencies, alleging violations of the Fair Credit Reporting Act.
Bryant K. Creighton and Beth Ann Creighton filed a complaint against TransUnion LLC, Experian Information Solutions Inc. and Equifax Information Services LLC in U.S. District Court for the Northern District of West Virginia, claiming that they failed to establish/follow reasonable procedures to assure maximum possible accuracy in the preparation of the credit report and credit files they published.
According to the lawsuit, the plaintiffs allege that between June 27, 2017 and June 15, 2018, they suffered damage by loss of credit, embarrassment of credit denials and loss of the ability to purchase and benefit from credit, when the defendants failed to delete inaccurate information in the plaintiff's credit files. The plaintiffs hold TransUnion LLC, Experian Information Solutions Inc and Equifax Information Services LLC responsible because the defendants allegedly did not evaluate the plaintiff's evidence to establish the validity of its claims about its settlement agreement with Ocean Beach.
The plaintiffs request a trial by jury and seek damages, penalties, attorneys' fees and relief. They additionally seek for pre-judgment and post-judgment interest and any other relief the court may find just. They are represented by Jason E. Causey and James Bordas Jr. of Bordas & Bordas PLLC in Wheeling.
U.S. District Court for the Northern District of West Virginia Case number 5:19-CV-00007